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Want a Six-Figure Income Without Getting a College Degree of Any Kind? Here Is How

Copyright © 2007 Ed Bagley

As someone who has 5,000+ high-end clients who are interested in jobs and careers, I paid attention Tuesday when
I came across a story about six-figure incomes by Laura Morsch of CareerBuilder.com.

According to Laura Morsch and the United States Bureau of Labor Statistics, “physician jobs dominate the list of the nation’s highest-paying positions, holding 9 of the top 10 most lucrative jobs.”

Morsch reminds us that there are other high-paying jobs in our economy.

“Although statistically more education means better pay,” says Morsch, “you can land a very high-paying job with just a bachelor’s degree and considerable work experience.”

She then goes on to list these 9 examples: Chief Executive at $140,000, Airline Pilot at $135,000, Dentist at $134,000, Lawyer at $111,000, Air Traffic Controller at $106,000, Engineering Manager at $105,000, Computer and Information Systems Manager at $102,000, Marketing Manager at $102,000 and Astronomer at $101,000.

I have clients making
six-figure incomes in all of Morsch’s examples, however, you need more than a bachelor’s degree to realistically become a Dentist, Lawyer or an Astronomer; therefore, they are not good examples.

I have a client making $350,000 a year with a high school diploma.
I have another client making $144,000 who is a high school graduate with two additional years of technical training. A third client is making $250,000 with a high school diploma only. All three of these examples are men.

Men can make excellent money with a high school diploma in a number of occupations.

Women can also make $100,000+ with a high school diploma, but they tend to do it generally in three ways:

1) They own their own business, usually a small business that is very profitable. Some research organizations report that there are more small business owners making
six-figures-plus than
in any other job or occupation.

2) They work on a commision basis rather than having a salary. A sharp woman can many times outsell a man because of the dynamics between the sexes. A sharp woman calling on a male client many times gets more time and attention than a male calling on the same client.

3) They work in a financially-related position, such as a stockbroker, mortgage banker, mortgage broker, loan officer or chief financial officer.

Here is some information you can use if you are
a high school graduate and have zero interest
in getting a bachelor’s degree at this point in your work career: go into sales if you have any people skills or personality.

Sales is the second highest paid profession in the world, and it does not usually require a college degree. There are some corporate sales jobs that do require a degree, but there are many more opportunities available if you can generate sales production.

There is not a single business in America that cannot benefit from more sales, and almost every one will pay for sales production.

Here is some even better news: If you are selling and producing big time and the owner or company is too cheap to compensate you at the level you should be compensated at ($100,000+++), dump the owner or company and sell for someone else.

A far better idea would be to start your own business, go into competition directly against the cheap owner or company that would not pay you, and wipe them off the map.

There really is no reason you should be working for someone else anyway. Working in your own business can be an outstanding deal. You call your own shots. You will not fire yourself, lay yourself off, or deny yourself promotions, fat bonuses for production, outstanding benefit packages, and a lot of time off to enjoy your money and family.

The nine examples listed above have 7 positions that amount to no more than hired help, that includes the Chief Executive position. Only the Dentist and Lawyer positions might be either self-employed or hired help.

All nine examples cited by Morsch and the Bureau of Labor Statistics have more stress than anyone needs and are labor intensive. Even the Dentist and Lawyer positions, which might be self-employed, require them to report to work or not get paid. If a Mac truck runs over either them, their income stops in a heartbeat.

Has anyone ever heard of income-producing investments when these job opportunities come up? Income producing assets allow you to take possession of your own time while your investment throws off the income to fund your lifestyle without working a job.

It might be fancy to have any of those nine jobs with status and making $100,000 a year. Some people would rather make $250,000 a year and not have a job, have a boss, and deal with the stress.

Here is a rare career path: Own the business, company or organization and hire the six-figure people in the examples above to work for you. There are people who would gladly pay the above examples their listed wages when they could make $250,000 free and clear and not work.

Who needs status and aggravation when you have money?

A Job Interview Nightmare: When He Asked, “How Do You Motivate Yourself?” I Was Without a Good Answer

Copyright © 2008 Ed Bagley

A reader emailed me with this question: “I was in an interview, and was asked this question: How do you motivate yourself? I could barely answer the question. What would you suggest?”

This is a great question that deserves a great answer. After managing dozens of employees over the years, I can tell you not what I think, but what I know.

First, employees who do well and then lack motivation generally have a change of attitude. What is more important than what caused the change in attitude is recognizing that there has been a change in attitude.

Knowing this is important because attitude drives personality. A person with a good attitude generally has a good personality. A person with a bad attitude generally has a bad personality.

You can change your attitude just as you change your employer, but if it means giving up a good salary and benefit package, why bother looking for another job when it is easier for you to change yourself?

Second, your change in motivation and energy level is almost always tied to your exercise or lack of exercise. A program of sustained exercise is not only a tremendous “stress buster” but also provides you with more energy, more motivation, better health, better decision-making skills and a better attitude.

So when you feel your motivation is on the wane, start an exercise program or return to exercising as a way to improve your motivation. Exercise pumps more oxygen into your bloodstream, clears your mind, improves your self-image, increases your self-confidence and increases your energy level.

Third, learn to live with gratitude. When you lack motivation, remind yourself that there are many people who cannot find work to support their family, others who may not make the kind of money you are making, or have the kind of opportunities you have for advancement through production. Be thankful for everything good in your life.

Be thankful for your health, your family, your friends and your employer who helps you generate income to support yourself and your family. We can make choices while those who are physically, mentally or emotionally challenged are less able to make the same choices. Perhaps the only thing worse than an ingrate is a capable person too lazy to work.

It was Abraham Lincoln who said, “People are about as happy as they make up their minds to be.” Williams James said, “The greatest discovery of my generation is that a human being can alter their life by altering their attitude.” Both statements show great insight and reflect truth that is beyond refute.

Fourth, learn to laugh at yourself and with others. Do not take yourself too seriously. Researchers have shown that people who cannot cope with their situation generally have low self-esteem, live in the past and cannot laugh at themselves. Laughter makes almost every situation better.

Laughter can keep you going, keep your healthy and keep you motivated.

Finally, realize that motivation is an “inside” job. If you continually need your co-workers and boss to keep you motivated, you are seriously not in charge of yourself or your destiny.

This is why motivation by intimidation or reward for effort by your superiors cannot last. We will not tolerate intimidation forever, and the rewards for production must continually increase to keep the production increasing, thereby increasing the cost until it exceeds the benefit to the employer.

The smartest, most successful employees motivate themselves and keep themselves motivated with exercise, gratitude and laughter.

Online Hiring – Many Job Hunters Are Frustrated With the Continual Digitized ”Depersonalization” of the Hiring Process (Part 4 of a 4-Part Series)

Copyright © 2007 Ed Bagley

Many clients of
mine have filled out customized online forms tailor-made to help them only to find out later that they were receiving calls on their cell phones from telemarketers, and needing to get a bigger mailbox as suddenly they were inundated
with unwanted advertisements.

How did those advertisers get such pertinent information? Answer: the good fairy brought it to them while they were sleeping, in other words, they bought it from the source of the customized online information form.

Stafford continues her groundbreaking story with this piece of riveting information:

“John Sullivan, a management professor at San Francisco State University, says most interviews are as valuable as Ouija boards in measuring whether a person will be good on the job.

“Interviewers ask the wrong questions, and job candidates can lie, or simply not shine when on the job they’d do quite well, he (Sullivan) says—all the better for online assessments. Companies—especially those that hire thousands of workers and have high turnover—are turning to a range of computer-based filters to pare down candidates to a manageable number.”

I could not disagree more with what Sullivan has to say
as a management professor who is likely quoted as an expert.

It may well be that Sullivan himself does
not have the necessary skills and competence
to get anything out of a face-to-face interview with a potential hire
in his university department. That
would be his problem.

Stafford does end her story with this observation: “Many job hunters are frustrated with the digitized ‘depersonalization’ of the hiring process.” Amen.

Just when personnel types and those hiring should be asking
more questions of candidates in an increasingly complex world they are turning to forms for the answers. Good luck and God speed.

If potential candidates hope to represent my companies or me they had better be ready
to sit down, look me
in the eye, and sell themselves.

In most cases I am old enough to be their father. In many cases I am old enough to be their grandfather. My children call me a fossil, but I still read people so well one-on-one that I would not trust an online form to separate the wheat from the chaff.