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Want a Six-Figure Income Without Getting a College Degree of Any Kind? Here Is How

Copyright © 2021
by Ed Bagley

As someone who has acquired 6,100+ high-end clients who are interested in jobs and careers, I paid attention when I read a story about six-figure incomes based on information from the Unites States Bureau of Labor Statistics indicating that physician jobs dominate the list of the nation’s highest-paying positions, holding the Top 10 most lucrative jobs that are “equal to or greater than $208,000 in annual income”.

They include psychiatrists, oral or maxillofacial surgeons, obstetricians and gynecologists, general internal medicine physicians, surgeons, anesthesiologists, prosthodontists, orthodontists, physicians and ophthalmologists, and family medicine physicians.

Next in line were chief executives, nurse anesthetists, and dentists at $183,000 in annual income.

The Bureau of Labor Statistics is interested in keeping these kind of salary statistics for demographic and political purposes (political districts gain more representation in the U. S. Congress when the population increases).

It is a funny thing about statistics: politicians and propagandists can easily use statistics to prove a point they want to make, but seldom does it represent the complete story about what really happened or what it really represents. There is generally a backstory that is too often unseen and unknown to the reader or observer, which, when given the light of day, can offer a totally different impression.

For example, it is easy to show statistically that a person with a bachelor’s degree will generally earn more income over their adult working life than a person with only a high school degree or no specific professional training that would lead to a license or certification in an occupation or industry that could generate more annual income.

Seldom are we told about any exceptions to the statistics given. Most workers would be ecstatic to earn $183,000 in annual income with a full benefit package worth $45,000 that would give them a total compensation package of $228,000, or more than a quarter million dollars.

My clients generally are professionals (that is, there are a pro at what they do, whatever that may be), generally earn $60,000 to $140,000 in annual income, and are either in management or supervision or want to be.

As a creator of high-end professional resume products, about 30% of my clients do not have an associate degree or no degree at all, and the income of some clients with no degree may attract your attention.

For instance, during 35+ years as a high-end resume writer,
I have a client with no high school degree and not even a GED equivalent that is generating $500,000+ in annual income.

I have three of them, and another generating $650,000 in annual income and another generating $700,000 in income, all of whom have no high school degree and no GED equivalent. I ask my prospective clients, what occupation or industry do you think they are in?

Their responses generally include IT (information technology because it can pay well in our economy), licensed or certified positions (attorney, accountant or educator, for example), or self-employed. All of these are good answers, but they are all wrong. Only 1 out of 100 clients ever gets it right.

All my clients without a high school degree or GED equivalent that earn higher annual incomes ($100,000 to $500,00 to $700,00 and more) are in sales, not as salaried employees but working on a commission basis, being paid a commission percentage on the amount of income they produce for a company or organization.

As you continue to walk down the work road of life, understand that sales is the second highest paid profession on planet Earth. It is probable that only 5% or less of the adult working population is involved in direct sales, that is because 97% (perhaps an exaggeration) of people would not be caught dead selling.

Most people would never be in sales because they can’t stand rejection, they view rejection as failure, or they think too many salespeople are not honest or are in it for their own gain, rather than serving the needs of the buyer or the general public.

That is why people in sales, especially people who are good at selling, make a lot more money than managers, supervisors or worker bees. We live in a capitalist system that rewards salespeople for producing income for companies or organizations, this is a merit system that rewards production; this system is made for workers who have ambition, work hard and improve their employability by acquiring degrees, licenses or certifications so their skills and experience become more lucrative.

Men can make excellent money ($100,000) with only a high school degree in an number of occupations.

Women can also make excellent money with only a high school degree, but they tend to do it generally in three ways:

1) They own their own business, usually a small business that is very profitable. Some research organizations report that there are more small business owners making $100,000+ than in any other job or occupation.

2) They work in commissioned sales rather than salaried sales. A sharp woman can many times outsell a man because of the dynamics between the sexes. A sharp woman calling on a male client many times gets more time and attention than a male calling on the same client.

3) They work in a financially-related position, such as a stockbroker, mortgage banker, mortgage broker, loan officer or chief financial officer.

Here is some information you can use if you are a high school graduate and have zero interest in getting a bachelor’s degree at this point in your work career: go into sales if you have any people skills or personality.

Sales is the second highest paid profession in the world, and it does not usually require a college degree. There are some corporate sales jobs that do require a degree, but there are many more opportunities available if you can generate sales production.

There is not a single business in America that cannot benefit from more sales, and almost every business will pay for sales production.

Here is some even better news: If you are selling and producing big time and the owner or company is too cheap to compensate you at the level you should be compensated at ($100,000+++), dump the owner or company and sell for someone else.

A far better idea would be to start your own business, go into competition directly against the cheap owner or company that would not pay you, and wipe them off the map.

There really is no reason you should be working for someone else anyway. Working in your own business can be an outstanding deal. You call your own shots. You will not fire yourself, lay yourself off, or deny yourself promotions, fat bonuses for production, outstanding benefit packages, and a lot of time off to enjoy your money and family.

The 9 examples listed above have 7 positions that amount to no more than hired help, that includes the Chief Executive position. Only the Dentist and Lawyer positions might be either self-employed or hired help.

All nine examples cited by the Bureau of Labor Statistics have more stress than anyone needs and are labor intensive. Even the Dentist and Lawyer positions, which might be self-employed, require them to report to work or not get paid. If a Mac truck runs over them, their income stops in a heartbeat.

Has anyone ever heard of income-producing investments when these job opportunities come up? Income producing assets allow you to take possession of your own time while your investment throws off the income to fund your lifestyle without working a job.

It might be fancy to have any of those nine jobs with status and making $100,000 a year. Some people would rather make $250,000 a year and not have a job, have a boss, and deal with the stress.

Here is a rare career path: Own the business, company or organization and hire the six-figure people in the examples above to work for you. When they generate $1 million in annual company income to be paid $100,000 in compensation, there are owners who would gladly pay the above examples of their $100,000 wage when you the owner could make $250,000 free and clear and essentially not work.

Who needs status and aggravation when you have money?

Online Hiring – 94% of Candidates Are Hired the Traditional Way: With a Hard Copy Resume and an Interview (Part 3 of a 4-Part Series)

(Ed’s Note: This is Part 3 of a 4-Part Series.)

Copyright © 2007 Ed Bagley

The only two reliable studies I am aware of show that less than 6% of prospects on average are hired through the online process only. That means 94% of candidates are hired the traditional way: with a hard copy resume and eyeball-to-eyeball contact during an interview. I wonder how Diane Stafford was hired.

A company or organization may, in fact, require the initial resume or an application via email because HR does not want to fuss with paper copies of resumes. I would advise any candidate who has to apply online with an email attachment or in the body of the email, to take 6 or 7 hard copies of their resume and cover letter—pre-signed—to the interview.

When the interviewers (and today it is one to a committee of several interviewers more often than not) are passing the single email copy back and forth trying to read it and ask questions (which is tacky but they do it anyway), the prospective candidate should get up and say, “I brought hard copies for everyone today” and hand them out.

You cannot imagine how positive an impression this will make until you try it.

Should you try it and the brightest thing an interviewer can say is, “Oh, we don’t accept hard copies anymore, just email versions,” then I would recommend continuing with the interview, but understanding that when you go out the door this is not the place you are going to work, or the people you are going to work with.

They are too stupid and bureaucratic for anyone with an ounce of initiative, talent, ambition and intelligence to be fussing with. People like these bureaucrats are most often occupying space and contributing little to the progress and success of any company. They are where they are because of their level of incompetence.

They are only screening candidates so someone more important can interview them later and make a hiring decision. In other words, people in personnel may hire entry level workers but no chief executive officer or anyone else important would allow a personnel type to make an offer of employment for key company executives.

What is it with this business of “customized online forms, tailor-made to cull the applicant field”? Are we in some kind of race here? Good grief, does anyone who is a consumer or a potential hire realize what is happening here?

Why exactly do you think the big-time online services that allow you to post you resume for free also might want you to fill out a customized online form before they let you post your resume?

If you believe that the only purpose for this activity is to help you find a job you are very naïve, especially if they ask you to fill out the equivalent of a hard copy job application online. In doing so, you will be asked to fill your first name in one block and your last name in another block, etc.

Why would they do this? Answer: To build a more manageable, faster database of your personal information so they can sell it for profit. I know they say they would never sell your information, but they lie through their teeth, just like banks and financial institutions did for decades.

Why do you think banks and financial institutions must mail you a notice ever year telling you how they use your information. That is correct, they finally got caught.

Even this legislative correction does not prohibit them from continuing to do so in many cases because they have so many wholly-owned subsidiaries with whom they can still legally share information.

Banks routinely sold your personal information to credit card companies for years, for example, and pretended that they did not. It was not in the bank’s best interest to reveal what they were doing because it became such a good profit center for them.

What makes you think your banker does not continually lie to you every time you see him or her for a loan? Bankers love to lie at your expense, and they make more money every time they do it.

Do you honestly think that all of the fine print that goes on and on in your loan agreement is there because bankers want to explain to you exactly what it means in plain language? I think not. It is there to confuse you and leave you in the dark about what is really going on.

Here’s Just One
Happy Client:

Susan found out what excellent presentation can do

From Susan:
“When I first walked into your office I was scared and apprehensive.
I knew I had to make a career change, but didn’t know how. I also thought all resume services were the same and expensive. After meeting with you, seeing your work and meeting with other career services,
I decided you were the best for the best price.

“The response I received to your well-prepared resume was literally overwhelming. I had responses from practically every company I sent a resume to. I had one woman call and say, ‘Although you’re not really qualified for this position, I wanted to meet with you because your resume is so impressive’. I decided not to meet with her because, after hearing more about the position, I didn’t want it. I ended up taking a position with a pharmaceutical company, something
I’ve wanted to do since graduating from college.

“Not only was I able to change careers but
I also did not have to take less salary or perks. This leads me to conclude that my resume was written expertly to open doors and show how my previous experience could cross over to another career. Lastly, Ed is an understanding and compassionate man who helped me define my goals. The extras above and beyond the resume helped immensely, and
I am looking forward to the partnership I can expect in managing my career choices! Thanks again.”

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