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Want a Six-Figure Income Without Getting a College Degree of Any Kind? Here Is How

Copyright © 2007 Ed Bagley

As someone who has 5,000+ high-end clients who are interested in jobs and careers, I paid attention Tuesday when
I came across a story about six-figure incomes by Laura Morsch of CareerBuilder.com.

According to Laura Morsch and the United States Bureau of Labor Statistics, “physician jobs dominate the list of the nation’s highest-paying positions, holding 9 of the top 10 most lucrative jobs.”

Morsch reminds us that there are other high-paying jobs in our economy.

“Although statistically more education means better pay,” says Morsch, “you can land a very high-paying job with just a bachelor’s degree and considerable work experience.”

She then goes on to list these 9 examples: Chief Executive at $140,000, Airline Pilot at $135,000, Dentist at $134,000, Lawyer at $111,000, Air Traffic Controller at $106,000, Engineering Manager at $105,000, Computer and Information Systems Manager at $102,000, Marketing Manager at $102,000 and Astronomer at $101,000.

I have clients making
six-figure incomes in all of Morsch’s examples, however, you need more than a bachelor’s degree to realistically become a Dentist, Lawyer or an Astronomer; therefore, they are not good examples.

I have a client making $350,000 a year with a high school diploma.
I have another client making $144,000 who is a high school graduate with two additional years of technical training. A third client is making $250,000 with a high school diploma only. All three of these examples are men.

Men can make excellent money with a high school diploma in a number of occupations.

Women can also make $100,000+ with a high school diploma, but they tend to do it generally in three ways:

1) They own their own business, usually a small business that is very profitable. Some research organizations report that there are more small business owners making
six-figures-plus than
in any other job or occupation.

2) They work on a commision basis rather than having a salary. A sharp woman can many times outsell a man because of the dynamics between the sexes. A sharp woman calling on a male client many times gets more time and attention than a male calling on the same client.

3) They work in a financially-related position, such as a stockbroker, mortgage banker, mortgage broker, loan officer or chief financial officer.

Here is some information you can use if you are
a high school graduate and have zero interest
in getting a bachelor’s degree at this point in your work career: go into sales if you have any people skills or personality.

Sales is the second highest paid profession in the world, and it does not usually require a college degree. There are some corporate sales jobs that do require a degree, but there are many more opportunities available if you can generate sales production.

There is not a single business in America that cannot benefit from more sales, and almost every one will pay for sales production.

Here is some even better news: If you are selling and producing big time and the owner or company is too cheap to compensate you at the level you should be compensated at ($100,000+++), dump the owner or company and sell for someone else.

A far better idea would be to start your own business, go into competition directly against the cheap owner or company that would not pay you, and wipe them off the map.

There really is no reason you should be working for someone else anyway. Working in your own business can be an outstanding deal. You call your own shots. You will not fire yourself, lay yourself off, or deny yourself promotions, fat bonuses for production, outstanding benefit packages, and a lot of time off to enjoy your money and family.

The nine examples listed above have 7 positions that amount to no more than hired help, that includes the Chief Executive position. Only the Dentist and Lawyer positions might be either self-employed or hired help.

All nine examples cited by Morsch and the Bureau of Labor Statistics have more stress than anyone needs and are labor intensive. Even the Dentist and Lawyer positions, which might be self-employed, require them to report to work or not get paid. If a Mac truck runs over either them, their income stops in a heartbeat.

Has anyone ever heard of income-producing investments when these job opportunities come up? Income producing assets allow you to take possession of your own time while your investment throws off the income to fund your lifestyle without working a job.

It might be fancy to have any of those nine jobs with status and making $100,000 a year. Some people would rather make $250,000 a year and not have a job, have a boss, and deal with the stress.

Here is a rare career path: Own the business, company or organization and hire the six-figure people in the examples above to work for you. There are people who would gladly pay the above examples their listed wages when they could make $250,000 free and clear and not work.

Who needs status and aggravation when you have money?

Online Hiring – 94% of Candidates Are Hired the Traditional Way: With a Hard Copy Resume and an Interview (Part 3 of a 4-Part Series)

(Ed’s Note: This is Part 3 of a 4-Part Series.)

Copyright © 2007 Ed Bagley

The only two reliable studies I am aware of show that less than 6% of prospects on average are hired through the online process only. That means 94% of candidates are hired the traditional way: with a hard copy resume and eyeball-to-eyeball contact during an interview. I wonder how Diane Stafford was hired.

A company or organization may, in fact, require the initial resume or an application via email because HR does not want to fuss with paper copies of resumes. I would advise any candidate who has to apply online with an email attachment or in the body of the email, to take 6 or 7 hard copies of their resume and cover letter—pre-signed—to the interview.

When the interviewers (and today it is one to a committee of several interviewers more often than not) are passing the single email copy back and forth trying to read it and ask questions (which is tacky but they do it anyway), the prospective candidate should get up and say, “I brought hard copies for everyone today” and hand them out.

You cannot imagine how positive an impression this will make until you try it.

Should you try it and the brightest thing an interviewer can say is, “Oh, we don’t accept hard copies anymore, just email versions,” then I would recommend continuing with the interview, but understanding that when you go out the door this is not the place you are going to work, or the people you are going to work with.

They are too stupid and bureaucratic for anyone with an ounce of initiative, talent, ambition and intelligence to be fussing with. People like these bureaucrats are most often occupying space and contributing little to the progress and success of any company. They are where they are because of their level of incompetence.

They are only screening candidates so someone more important can interview them later and make a hiring decision. In other words, people in personnel may hire entry level workers but no chief executive officer or anyone else important would allow a personnel type to make an offer of employment for key company executives.

What is it with this business of “customized online forms, tailor-made to cull the applicant field”? Are we in some kind of race here? Good grief, does anyone who is a consumer or a potential hire realize what is happening here?

Why exactly do you think the big-time online services that allow you to post you resume for free also might want you to fill out a customized online form before they let you post your resume?

If you believe that the only purpose for this activity is to help you find a job you are very naïve, especially if they ask you to fill out the equivalent of a hard copy job application online. In doing so, you will be asked to fill your first name in one block and your last name in another block, etc.

Why would they do this? Answer: To build a more manageable, faster database of your personal information so they can sell it for profit. I know they say they would never sell your information, but they lie through their teeth, just like banks and financial institutions did for decades.

Why do you think banks and financial institutions must mail you a notice ever year telling you how they use your information. That is correct, they finally got caught.

Even this legislative correction does not prohibit them from continuing to do so in many cases because they have so many wholly-owned subsidiaries with whom they can still legally share information.

Banks routinely sold your personal information to credit card companies for years, for example, and pretended that they did not. It was not in the bank’s best interest to reveal what they were doing because it became such a good profit center for them.

What makes you think your banker does not continually lie to you every time you see him or her for a loan? Bankers love to lie at your expense, and they make more money every time they do it.

Do you honestly think that all of the fine print that goes on and on in your loan agreement is there because bankers want to explain to you exactly what it means in plain language? I think not. It is there to confuse you and leave you in the dark about what is really going on.

Online Hiring – Many Job Hunters Are Frustrated With the Continual Digitized ”Depersonalization” of the Hiring Process (Part 4 of a 4-Part Series)

Copyright © 2007 Ed Bagley

Many clients of
mine have filled out customized online forms tailor-made to help them only to find out later that they were receiving calls on their cell phones from telemarketers, and needing to get a bigger mailbox as suddenly they were inundated
with unwanted advertisements.

How did those advertisers get such pertinent information? Answer: the good fairy brought it to them while they were sleeping, in other words, they bought it from the source of the customized online information form.

Stafford continues her groundbreaking story with this piece of riveting information:

“John Sullivan, a management professor at San Francisco State University, says most interviews are as valuable as Ouija boards in measuring whether a person will be good on the job.

“Interviewers ask the wrong questions, and job candidates can lie, or simply not shine when on the job they’d do quite well, he (Sullivan) says—all the better for online assessments. Companies—especially those that hire thousands of workers and have high turnover—are turning to a range of computer-based filters to pare down candidates to a manageable number.”

I could not disagree more with what Sullivan has to say
as a management professor who is likely quoted as an expert.

It may well be that Sullivan himself does
not have the necessary skills and competence
to get anything out of a face-to-face interview with a potential hire
in his university department. That
would be his problem.

Stafford does end her story with this observation: “Many job hunters are frustrated with the digitized ‘depersonalization’ of the hiring process.” Amen.

Just when personnel types and those hiring should be asking
more questions of candidates in an increasingly complex world they are turning to forms for the answers. Good luck and God speed.

If potential candidates hope to represent my companies or me they had better be ready
to sit down, look me
in the eye, and sell themselves.

In most cases I am old enough to be their father. In many cases I am old enough to be their grandfather. My children call me a fossil, but I still read people so well one-on-one that I would not trust an online form to separate the wheat from the chaff.